National city mortgage
National City Mortgage is a growing company on the move. We have worked hard since 1955 to become a respected, professional company that thousands of homeowners trust for one of the biggest financial decisions in their lives. Over the years, we've been through several acquisitions and name changes. But, we've emerged as a mortgage-banking leader due to our dedicated employees. In 1989, we were acquired by National City Corporation - our current parent company. Since then National City Corporation has made a commitment to help us grow and develop a strong, well-placed network of offices. This includes the retail and wholesale acquisitions of Gem Mortgage Corporation, Merchants National Bank, Integra Mortgage Company, Commonwealth United Mortgage, FNMC-The Mortgage Company, Eastern Mortgage Services, First of America, AccuBanc Mortgage, and Muirfield Mortgage.
National City Mortgage is a unique mortgage lender with the financial strength and stability that make us the 7th largest mortgage originator in the nation. This ranking was earned in fiscal year 2002 when we funded over $79 billion.
We specialize in originating residential mortgage loans through our retail, wholesale and telemarketing channels. We are a full-service mortgage company that originates, acquires, markets and services those loans. Our servicing portfolio is over $156 billion representing 1,122,461 mortgage loans, as of December 31, 2003. The loan approval process generally begins with an initial interview where the prospective home buyer and the professional meet to discuss the potential loan. You will need to bring information to verify your income and long-term debts.
Often people prefer to meet with us before house hunting to determine in advance how much you can afford and the mortgage amount for which you can qualify. This step is called pre-qualification and can save you time and trouble by making certain you are looking in the correct price range. After the initial meeting with the mortgage company, you should have a general idea if you qualify for the size and type of loan you want. After the mortgage application, the mortgage company should let you know if you qualify for the loan within days. National City Mortgage has 300 lending offices in 37 States from coast to coast. We also service the remaining continental U.S. through our direct-to-consumer telephone and Internet Preferred Lending Centers in Miamisburg, Ohio and Santa Rosa, California. In addition, our Wholesale Lending operation, also headquartered in Miamisburg, serves nearly the entire continental U.S. Our lending operation is headquartered in Pittsburgh, PA. Our vast network of offices puts us in your backyard, so you can count on our professionals to know your market.
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